A financial company wants to use Marketing Cloud to send late payment notices to accounts whose payment due date lapsed the previous week. The company has shared the following: ✑ Payments.csv will arrive on the Enhanced SFTP each Monday at 1 a.m. ✑ Payments.csv will be encrypted. ✑ Payments.csv will contain data from the previous week. ✑ Late payment notices will be sent each Monday at noon. ✑ They need to receive a file containing customers who opened or clicked on the late payment notice email within five days after send. Which automation sequence represents a viable solution?